SOA GH DPGroup & Health — Design & Pricing

Fellowship (FSA)

5 hours·≈10–12 written-answer questions·≈400 study hours

Score 0/0 · 5 MC

GH DP · Q1
Written answer
Product design: medical, dental, disability, group life, LTC
An employer wants to add a high-deductible health plan (HDHP) with an HSA alongside its existing PPO. Describe the pricing considerations, including selection effects, induced utilisation, actuarial value and the effect on the PPO's rates.