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Salary progression tracker
Entry-level → ASA/ACAS → FSA/FCAS pay by employer type and region. Base bands are US national survey ranges; region and employer multipliers are approximate.
Entry level
$58,000
$48,000 – $68,000 base · ≈$64,000 with target bonus
ASA / ACAS
$112,000
$95,000 – $130,000 base · ≈$123,000 with target bonus
FSA / FCAS (0–5 yrs)
$145,000
$125,000 – $170,000 base · ≈$159,500 with target bonus
Median base by career year — all employer types
Property & Casualty · US — national
| Stage | Yr | Low | Median | High | Median + bonus |
|---|---|---|---|---|---|
| Student / Intern | 0 | $48,000 | $58,000 | $68,000 | $64,000 |
| 1–2 Exams | 1 | $62,000 | $72,000 | $82,000 | $79,000 |
| 3–4 Exams | 2.5 | $75,000 | $88,000 | $100,000 | $97,000 |
| ASA / ACAS | 4.5 | $95,000 | $112,000 | $130,000 | $123,000 |
| FSA / FCAS (0–5 yrs) | 7 | $125,000 | $145,000 | $170,000 | $159,500 |
| FSA / FCAS (5–10 yrs) | 12 | $155,000 | $185,000 | $220,000 | $203,500 |
| Chief / Appointed Actuary | 18 | $220,000 | $280,000 | $380,000 | $308,000 |
Structured exam programs, steady raises, moderate bonus.
How the adjustments work
Adjusted band = national band × region multiplier × employer multiplier, rounded to $500. "Median + bonus" adds the employer type's typical target bonus. Non-US figures are USD-equivalents and ignore tax and cost-of-living differences.
Approximate ranges — verify before relying on them
Approximate 2024–2025 ranges synthesized from public salary surveys (DW Simpson, Ezra Penland, BLS OES 15-2011). Actual pay varies by employer, region, bonus structure and negotiation — verify current figures before relying on them.
Property & Casualty — ASA / ACAS
Selected range: $95,000 – $130,000, median $112,000
| Stage | Low | Median | High |
|---|---|---|---|
| Student / Intern | $48,000 | $58,000 | $68,000 |
| 1–2 Exams | $62,000 | $72,000 | $82,000 |
| 3–4 Exams | $75,000 | $88,000 | $100,000 |
| ASA / ACAS | $95,000 | $112,000 | $130,000 |
| FSA / FCAS (0–5 yrs) | $125,000 | $145,000 | $170,000 |
| FSA / FCAS (5–10 yrs) | $155,000 | $185,000 | $220,000 |
| Chief / Appointed Actuary | $220,000 | $280,000 | $380,000 |
Exam raises
Most US employers pay a raise or bonus of roughly $1,500–$4,000 per actuarial exam passed, on top of base-salary progression, as part of formal exam-support programs.
BLS median (Actuaries, 2023): $120,000
Bureau of Labor Statistics Occupational Employment & Wage Statistics, category 15-2011 (Actuaries).